how much hail damage to replace roof

Hail Damage and Your Roof: How to Know When Replacement is Necessary

When it comes to understanding how much hail damage to replace roof, the key factor isn’t just the quantity of hail but the size and impact it has on your roof’s integrity. If the hail is around 1 inch in diameter or larger, it’s time to consider the possibility of roof replacement.

Hailstorms can unleash a surprisingly destructive force on your roof, serving as the first line of defense against the elements. In areas prone to severe weather, such as Arizona, the resilience of your roof against such forces is non-negotiable. Five Guys Roofing brings a wealth of experience to the table in dealing with the aftermath of these intense weather events. With a decade of navigating the challenges posed by the diverse climate of Arizona, from scorching heat to unexpected hailstorms, our insights can guide you through determining when a roof replacement becomes necessary.

Hail damage can range from subtle to severe, influencing the overall health and lifespan of your roof. Immediate damage can be evident through broken shingles and punctured roof materials, while less visible impact may emerge over time, compromising your roof’s durability. As your roof’s condition deteriorates, so does its ability to protect your home or business premises effectively.

To assist in identifying the extent of hail damage to your roof and determining whether replacement is necessary, we’ve compiled a comprehensive guide.

Infographic on assessing hail damage for roof replacement - how much hail damage to replace roof infographic step-infographic-4-steps

Identifying Hail Damage

Identifying hail damage early can save you a ton of headache later. Here’s how to spot the signs that hail has hit your roof and possibly other parts of your property.

Shingle Damage

First off, look at your shingles. Hail can knock off the granules from the shingles, leaving them bare and shiny. This is bad news because those granules protect your shingles from the sun’s UV rays. Without them, your shingles can weaken and crack over time.

Dented Gutters

Next, check your gutters and downspouts. Are they dented or full of granules that were knocked off your shingles? This is a clear sign that hail was pounding on your roof.

AC Unit Dings

Your air conditioning unit can also tell a tale of hail. Look for dents or dings on the outside casing. These marks are evidence that hail didn’t spare anything in its path, including your roof.

Car Dents

If your car was outside during the storm, it might have dents. This is another clue that the hail was large enough to cause damage to your roof.

Granule Loss

Finding a lot of granules in your gutters or downspouts is a red flag. It means your shingles got a good beating from the hail and could be compromised.


Lastly, don’t ignore leaks inside your house. If water is making its way into your home, it’s possible that hail damaged your roof enough to let moisture through. This is a serious sign that you might need a roof replacement.

By keeping an eye out for these signs, you can catch hail damage early. The sooner you identify the damage, the sooner you can take action to fix it. If you’re unsure about what you’re seeing, it’s always a good idea to call in the professionals at Five Guys Roofing. We’re here to help you protect your home from further damage by providing expert roof repair and replacement services. Stay tuned as we next explore the impact of hail size on roof damage and what it means for your property.

The Impact of Hail Size on Roof Damage

When we talk about hail damage to your roof, size truly does matter. The difference between a 1-inch hailstone and a quarter-sized hailstone can be the deciding factor in whether you’re looking at simple repairs or a full roof replacement. Let’s break this down into simple terms so you can understand why and how hail size impacts your roof.

1-Inch Hail

Imagine a hailstone the size of a quarter (about 1 inch in diameter) falling from the sky at high speed. This size is significant because it’s at this point that hailstones begin to cause real damage to standard asphalt shingles and other common roofing materials. The force of a 1-inch hailstone can create dents, remove granule coatings, and even crack shingles upon impact.

Quarter-Sized Hailstones

Quarter-sized hailstones are essentially the same size as the 1-inch hail mentioned above, and they serve as a benchmark for severe weather advisories. When hail reaches this size, it’s not just the shingles that are at risk; gutters, vents, and skylights can also suffer damage. The granules on the shingles, which protect against UV rays and add fire resistance, can be knocked loose, leading to accelerated aging of the roof.

Wind Speeds

Wind speeds play a crucial role in the impact of hail damage. Even smaller hailstones can become destructive when propelled by high winds, hitting the roof at angles that cause more damage. The combination of high wind speeds and large hail can result in a devastating blow to your roofing system, leading to leaks and structural damage.

Why This Matters

Understanding the impact of hail size and wind speed on your roof helps in making informed decisions about roof maintenance and when to consider a replacement. It also underscores the importance of choosing impact-resistant materials if you live in an area prone to severe hailstorms.

Key Takeaways:

  • Hailstones 1 inch in diameter or larger can cause significant damage to roofs.
  • Quarter-sized hailstones are a benchmark for severe hail damage.
  • Wind speeds can amplify the destructive power of hail.

If you suspect that a recent hailstorm has damaged your roof, don’t wait. Contact Five Guys Roofing for a thorough inspection. We’ll assess the damage and guide you through the next steps, whether it’s repair or replacement. Protecting your home starts with understanding the risks and taking proactive measures to mitigate them.

When to Consider a Roof Replacement

Hail can be a roof’s worst enemy, leading to significant damage that sometimes requires a complete roof replacement. Here’s how to know when it’s time to consider replacing your roof rather than just repairing it.

Roof Leaks

If you’re finding water inside your home after a hailstorm, this is a clear sign that your roof may have been compromised. Roof leaks can lead to more extensive damage inside your home, including mold, mildew, and structural issues.


Hailstones can create holes in your roofing material, especially if your roof is already aged or in poor condition. Even small holes can allow water to seep through and cause damage to the underlayment and structure of your roof.

Significant Damage

When assessing hail damage, it’s crucial to consider the extent of the damage. If more than 30% of your roof is damaged, it’s often more cost-effective to replace the entire roof rather than repair the damaged sections.

Structural Damage

Hail can also cause structural damage to your roof, not just to the shingles or outer layer. This includes damage to the roof deck or support beams. Structural damage is serious and usually requires a full roof replacement to ensure the safety and integrity of your home.

Insurance Claims

After a hailstorm, it’s wise to file an insurance claim if you suspect significant damage. Your insurance company can help cover the costs of a roof replacement if the damage is extensive. Insurance policies vary, so it’s important to understand your coverage.

Important Considerations:

  • Document the damage: Take photos and videos of any hail damage you find. This will be important for your insurance claim.
  • Get a professional inspection: A professional can assess whether a repair will suffice or if a full replacement is necessary.
  • Review your insurance policy: Understand what your insurance covers. Some policies may only cover the depreciated value of your roof, not the full replacement cost.

Deciding between repair and replacement can be challenging, but safety should always be your top priority. If you’re dealing with roof leaks, holes, significant or structural damage, it’s time to consider a roof replacement. Five Guys Roofing can help you through this process, from inspection to dealing with insurance claims, ensuring your home is protected against future hailstorms.

Navigating Insurance Claims for Hail Damage

Dealing with hail damage can be stressful, but knowing how to navigate insurance claims can make the process smoother. Let’s break it down into simple steps: Homeowners insurance, Documenting damage, Filing on time, and Adjuster inspection.

Homeowners Insurance

First things first, understand your policy. Not all policies are created equal, and coverage for hail damage can vary. Generally, there are two types of policies: Actual Cash Value (ACV) and Replacement Cost Value (RCV). ACV policies pay out the depreciated value of your roof at the time of damage, while RCV policies cover the full cost of a roof replacement. Knowing which one you have is crucial.

Documenting Damage

When hail hits, start by documenting every bit of damage. Take photos and videos from different angles, highlighting the affected areas. These visuals are your proof and can make a significant difference in your claim. Also, jot down details of the hailstorm, like the date and intensity, as your insurer will likely ask for this information.

Filing on Time

Timing is key. Most insurance policies have a deadline for filing claims after a hail event, typically one year. However, it’s best not to wait. The sooner you file, the better. Delays can complicate the process and potentially weaken your claim.

Adjuster Inspection

After filing, your insurance company will send an adjuster to inspect the damage. This step is where your earlier documentation pays off. Present your photos and videos to the adjuster to ensure they have a clear understanding of the damage’s extent. It’s also a good time to have a professional from Five Guys Roofing at your side. They can provide an expert perspective on the damage and the necessary repairs or replacement, ensuring the adjuster’s assessment is fair and comprehensive.

Navigating an insurance claim for hail damage is about being prepared, informed, and timely. With Five Guys Roofing, you’re not alone in this process. We’re here to guide you through each step, from inspection to filing and meeting with the adjuster, making sure your roof gets the attention it deserves.

Preventive Measures and Maintenance

After dealing with hail damage, it’s smart to think about how to protect your roof in the future. Here are some easy steps to keep your roof safe from hail:

Regular Inspections

First things first, check your roof often. It’s like a health check-up but for your house. You wouldn’t skip a visit to the doctor, right? Same goes for your roof. An expert from Five Guys Roofing can take a look and catch any small problems before they turn into big, expensive ones. Think of it as a way to save money and headaches down the road.

Impact-Resistant Materials

If you’re fixing or getting a new roof, think about using materials that laugh in the face of hail. Metal roofing, asphalt shingles rated Class 4 for impact, or tile roofing can take a beating better than the regular stuff. It’s like giving your roof a shield against hail.

Trimming Trees

Trees are great for shade but not so great for your roof during a hailstorm. Branches can break and fall, causing more damage. Keep trees trimmed and away from your roof. It’s a simple step that can prevent a lot of trouble.

Protective Shields

For parts of your roof that are extra vulnerable, like skylights, consider adding protective shields or hail guards. It’s an extra layer of protection that can make a big difference when hail comes knocking.

Secure Loose Objects

Before a storm hits, make sure to secure or bring in anything that could fly away and hit your roof. Patio furniture, toys, and garden tools can become projectiles in strong winds. A little tidying up can prevent unnecessary damage.

By following these steps, you’ll not only protect your roof from future hail damage but also extend its life and save money on repairs. Regular maintenance and a bit of preparation can go a long way in keeping your roof in top shape. Five Guys Roofing is here to help with inspections, advice on materials, and any repairs or replacements you might need. Let’s keep your roof strong together.


As we wrap up our discussion on hail damage and your roof, we want to ensure you walk away with a clear understanding of the importance of addressing roof damage promptly and effectively. At Five Guys Roofing, our commitment to your satisfaction, the quality of our repair and replacement services, and our readiness to provide emergency services are the cornerstones of our business.

Satisfaction Guarantee

We stand behind our work with a satisfaction guarantee. We understand the stress and inconvenience that roof damage can cause, and our goal is to make the repair or replacement process as smooth and worry-free as possible. Our team of experts is dedicated to delivering top-notch service and craftsmanship. We’re not happy until you’re happy.

Roof Repair and Replacement

Determining whether to repair or replace a roof can be challenging. But with our expertise, we make it simpler. We assess the extent of the hail damage and guide you on the most cost-effective and efficient path forward—whether that’s a minor repair or a full roof replacement. Our replacement services are designed to provide you with a durable, high-quality roof that protects your home and enhances its value.

Emergency Services

Hailstorms can strike without warning, leaving your roof damaged and your home vulnerable to the elements. That’s why we offer emergency tarping services to quickly protect your home from further damage. Our emergency response team is ready to act fast and secure your property, giving you peace of mind in the aftermath of a storm.

In conclusion, dealing with hail damage can be a daunting task, but you’re not alone. Five Guys Roofing is here to guide you through every step of the process—from initial inspection to filing insurance claims and executing the necessary repairs or replacement. Our commitment to quality, customer satisfaction, and prompt emergency services makes us your ideal partner in restoring the integrity and functionality of your roof.

The key to minimizing hail damage is prompt action and professional assistance. Don’t wait for minor damage to become a major problem. Contact us today to ensure your roof is in the best possible condition to protect your home and your loved ones.

FAQ Section

Q: How do I know if my roof needs to be repaired or replaced?
A: Our professional team can conduct a thorough inspection to determine the extent of the damage and recommend whether a repair or replacement is necessary.

Q: Does homeowners insurance cover hail damage to roofs?
A: In many cases, yes. We can assist you in navigating the insurance claims process to ensure you get the coverage you deserve.

Q: How long does it take to replace a roof?
A: The timeline can vary based on the size of your roof and the materials used, but we strive to complete replacements efficiently while ensuring the highest quality work.

Q: Can I prevent hail damage to my roof?
A: While you can’t prevent hail, installing impact-resistant roofing materials and performing regular maintenance can minimize damage.

Q: What should I do immediately after a hailstorm?
A: Inspect your property for damage and contact Five Guys Roofing for a professional inspection to assess any potential damage to your roof.


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